|
E-CHANNELS ( ATM/CREDIT CARD/
DEBIT CARD/E-BANKING)
Phishing it is an attempt to
'fish' for your banking details. Phishing could be an e-mail that appears to
be from a known institution like banks / a popular website.
Please
note that Banks will never ask for confidential data like login and
transaction password, One Time Password (OTP), Unique Reference No. (URN),
etc.
HOW PHISHER FISH
- Phishers
sets up a replica page of a known financial institution or a popular
shopping website
- Bulk
e-mails are sent to users asking for their personal data like account
details, passwords etc
- When
the user clicks on the link, the replica of the website will open. Or
while the user is online, a form will populate through a pop-up window
- If
a user gets hooked and enters personal information on the replica page,
the data goes to phishers. Post which the user is redirected to the
genuine website
Phishers use a combination of email
phishing, vishing (voice phishing) and smishing (SMS phishing) to get
customer details like account no., login ID, login and transaction password,
mobile no., address, credit card no., CVV no., PAN, date of birth, mother's
maiden name, passport no.,
HOW TO IDENTIFY
A PHISHING ATTEMPT?
- Unsolicited
emails, calls from strangers or websites asking for confidential banking
details.
- Messages
asking for urgent action due to security reasons.
- Links
received in emails to access known websites.
- To
check the actual website, roll the cursor over the link or check for
https:// where "s" stands for 'secure site'.
|
No comments: